Holiday spending does
not have to put a burden
on
your wallet. Here are 10
ways to save money during
the holidays.
1. The first thing you can do is to start early
with your Christmas shopping. If you shop early, you
won't feel the need to buy the first thing you find and possibly pay more.
2. The second thing you can do is to check your gift list and
to decide if there are people that you really don't need to shop for. If you don't see the person all year, you might consider
leaving them off the list.
3. Have a budget
and stick to it. Make sure that you have a firm dollar amount for your budget before you go shopping. Don't overspend.
4. Shop with cash or a debit
card instead of credit cards. By spending only money that you actually have in your wallet or in your bank account,
you will automatically stick to a budget.
5. Make homemade gifts
for a personal touch and for less money.
6. Don't buy gifts for yourself
whenever you're buying gifts for everyone else. You'll get enough for Christmas as it is.
7. Buy cheaper wrapping paper.
The paper is simply going to end up in the garbage anyway, so don't pay five times as much for the fancy stuff.
8. Forget the Christmas cards. Not
only do you have to go out and buy the cards themselves, but then you have to spend all the time writing them out and addressing
them. To top it all off, you have to pay postage to send them out.
9. Make a gift list for the people
you buy for. Have an idea what you're buying before you even leave the house.
10. Save money when you can. Make
sure that you shop for sales and you don't have to buy the most expensive items.
By following these tips, you will be able to cut down on your
spending for the holidays and have a debt-free Christmas.
Knowing that you saved money, remained within your budget,
and did not pull out the plastic in order to pay for anything will make your holiday even merrier....
